National Retirement Planning Month - The 110 Rule

The 100 Rule: Since it’s likely you’ll live a long life you may need to keep a higher percentage of your assets in equity investments. Consider subtracting your current age from 110. The result could be considered a starting point for your equity allocation. For example, if you are 65 consider allocating 45% of your portfolio to equity investments (110-65 = 45) and allocate 55% to fixed income investments.

Please note that this rule might not be applicable to your situation. There are multiple factors that are taken into account for each individual’s situation. Use this rule as a starting point in your planning and consider working with a professional advisor to gain better clarity.